作文推荐 The Use of Credit Card 信用卡的使用【精】

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As the development of the economy and the world becomes modern, before, the way people pay for stuff is to give money, but now, there are various ways to pay the bill. The most popular way is the credit card, people don’t need to bring so much money, they can pay as much as they want. Credit card is a good way to pay the bill while at the same time we need to take care of it.

随着经济的发展和世界变得现代化，以前，人们支付东西的方式现金，但是现在，买单的方式多样化。最熟欢迎的是信用卡，人们不用带很多的钱，可以话多少都行。信用卡是支付的好方式，同时我们也要小心。

Credit card brings convenience to people’s life. People can carry a little money and can buy what they want with the card, they don’t need to worry about being robbed. What’s more, if the credit card is lost, you can also feel safe, the one who takes away your card can’t take away the money, because he doesn’t own the password.

信用卡带给人们的生活带来了方便。人们可以带一点现金，用卡买他们想买的，他们也不用担心被抢劫。而且，如果卡丢了，你也不用担心，拿走你卡的人拿不走你的钱，因为他没有密码。

The one who uses credit card has the knowledge that he can use the money more than the card owns, so he can spend more than they actually have. But it is also a tempt, people need to pay off the money, if they can’t pay off in the certain term, they will get in trouble.

使用信用卡的人都知道他可以用超过卡的钱，因此他可以花的钱比实际上的多。但是这也是一个诱惑，人们需要还钱，如果他们无法在一定的时期内还清，他们会有麻烦。

Credit card is the product of civilization, it brings convenience while with tempt, we should take a measure when we use it.

信用卡是文明的产物，它带来了方便，也带来了诱惑，我们应该掂量着使用。

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学生使用信用卡 Credit Cards on Campus

Nowadays, credit cards have beenincreasingly popular on campus in that banks are growingly paying theirattention to students and laying out various policies to cater for students’need. People hold different views towards students’ owning credit cards. As faras I am concerned, it is necessary for students to keep credit cards.

如今，信用卡在校园中已经越来越流行了，因为银行越来越关注学生并制定各种政策来满足学生的需求。对于学生拥有信用卡人们有不同的看法。我觉得是有必要的。

There are reasons accounting for my view.For one thing, it is convenient for students to deal with various financialmatters. Students can use their credit cards to pay their tuition fees andother fares and that is safer than pocket a large sum of money go everywhere.For another, using credit cards is a good way to teach students to improvetheir ability in managing their money and form good habit in spending money.For instance, students who receive their pocket money at the beginning of themonth have to make a plan to spend their money before they consume with thecredit cards, so that they will not suffer from lacking of money at the end ofthe month. In addition, the overdrawing function of the credit cards provides achance for those students who cannot afford their tuition fees to continue toreceive their education.

我认为以下原因能支持我的观点。一方面，它便于学生处理各种财务问题。学生可以使用他们的信用卡来支付他们的学费和其他费用，这比装着一口袋的钱到处走要安全得多。另一方面，使用信用卡可以提高学生管理金钱的能力，并养成良好的花钱习惯。例如，在月初时学生得到的零花钱必须要在使用信用卡的之前制定计划，这样他们就不会在月底资金短缺。此外，信用卡的透支功能为那些无法交付学费的学生提供继续接受教育的机会。

Although some students overdrawtheir money from their credit cards to buy luxurious and unnecessary thingsthat will increase their family financial burden, I consider that theadvantages far outweigh its disadvantages.

虽然一些学生透支信用卡来购买会增加家庭经济负担的奢侈品和不必要的东西，但是我认为它的优点远远大于它的缺点。

Thus, I consider that it is necessary forstudents to use credit cards. Besides, they also should be taught to use itproperly and form a correct notion of consume.

因此，我认为学生使用信用卡是有必要的。此外，他们还应该得到教导如何正确使用信用卡，形成正确的消费观念。

大学生英语作文:关于信用卡优缺点The Advantages and Disadvantages of Credit Card

Directions: For this part, you are allowed 30 minutes to write a short essay on the topic of Credit Cards. You should write at least 120 words following the outline given below in Chinese:

1. 越来越多的人使用信用卡， 信用卡有哪些好处

2. 信用卡的弊端

3. 你自己的观点

Credit Cards

信用卡

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

个人信用卡在中国变得越来越普遍。银行和其他金融机构都鼓励他们的客户改变买东西的方式。信用卡，称为“塑料钱”，正在提供非常良好的条件来鼓励改变。消费者将能够享受“先购买，后付款”，很多人认为这是一个优势。

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

但人们要小心。信用卡伴随危险。有些人发现很容易超过自己的预算。他们试图购买他们并不真正需要的商品，并迅速由于债务负担过重。信用卡往往收取较高的利率，这加剧了这些问题。

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

但是，理性的使用信用卡可以提高人们的生活质量。他们可以得到钱来付突然的，意料之外的费用。处理得当，它们可以让人们控制他们每月的支出和记录下他们的每个月所花的钱的报表。

点评：这是一篇议论文， 关于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好处，比如说应急等；第二部分，信用卡的一些弊端，比如说鼓励一些无用的消费；第三部分：你自己的观点，理性使用。

英语范文:Global Use of Chinese 汉语的广泛使用【精】

Walking on the street, we may meet a foreigner talking with friends in fluent Chinese. We are surprise to find that there are so many foreign people speak our country’s language, Chinese is gaining popularity around the world, more and more people speak Chinese. Some argue that this is good for the development of Chinese, while other don’t, I agree with the former.

走在街上，我们总会遇到用流利的汉语与朋友交谈的外国人。我们惊异地发现很多外国人讲我们国家的语言，汉语在世界上越来越流行，越来越多的人讲汉语。一些人认为这对汉语的发展有利，一些人不这样认为，我同意前者。

One the one hand, the development of Chinese means our country is becoming stronger. It is the same with English, the reason that we learn English is that we need to keep pace with the world, because the developed countries mainly speak English. The importance of Chinese is on the rise, which means our country is becoming stronger.

一方面，汉语的发展意味着我们国家变得强大。这和英语一样，我们学习英语的原因是我们需要与时俱进，因为发达国家大部分讲英语。汉语的重要性与日俱增，意味着我们国家的强大。

On the other hand, with the Chinese speaking population becoming larger and larger, Chinese is endowed with greater vitality, which is very important for the development of a language. Language is changing all the time, so the language should keep pace with the time, now Chinese has been developed all over the world, it is good for the survival of the Chinese.

另一方面，说汉语人口的增多给汉语带来了活力，这对于一门语言的发展是很重要的。语言随着时间而改变，因此语言应该要与时俱进，现在汉语在全世界都发展，这是有利于汉语的保存。

In a word, the development of Chinese is a good phenomenon, it is a symbol of our country’s strong.

总之，中国的发展是件好事，这标志着我们国家的强大。

作文推荐 学习使用电脑Student Use of Computers（必备）

Directions: For this part, you are allowed 30 minutes to write a composition on the topic Student Use of Computers. You should write at least 120 words and base your composition on the chart and the outline given below:上图所示为1990年，1995年，2000年某校大学生使用计算机的情况，请描述其变化。1．请说明发生这些过程的原因(可从计算机的用途，价格或社会发展等方面加以说明)；2．你认为目前大学生在计算机使用中有什么困难或问题?Student Use of Computers

This chart shows the increase of student use of computers from the year 1990 to 2000. As we can see, in 1990 the average number of hours a student spends on the computer per week is 2. In 1995, however, the number doubles and in 2000, it soars to 20 hours per week.

There are many causes for this change. For one thing, computers can do a lor of things that may be difficult for man to do, making man's work easier. So, many people turn to computers for help when they want to have their job done. For another, computers are becoming cheaper day by day. As a result, many universities install them in large numbers and many families can afford to buy one, consequently, they are always available for the students to use. But the prime reason, I think, is that with the development of society, computers are used in ahnost all walks of life. Those who are specialized in operating computers are badly needed. If a student is good at computer, chances will be greater for him to get a job.

Many problems also arise in students use of computers. One problem is that some students spend too much time sitting in front of their computers, as a result, their bealth is affected. The other problem is that some students chat or play video games for a long time on computers, wasting a lot of their precious time. So it is suggested that these students make a scientific and positive use of the computers.

英语范文:My View on Credit Card Consumption【推荐】

Nowadays, credit card consumption has been a commonphenomenon in our lives. However, different people hold different views in itand heated debates are right on their way.

Some are in favor of the credit card consumption. Theypoint out the fact that credit card provides a convenient and safe way for ourconsumptions. They consider that using credit card to pay is more convenientand clean than pay by cash, which is as easy to lose and unclean. In addition,they argue that credit card can help a lot when we are meeting seriousfinancial trouble. For example, when we get involved in trouble and need lotsof money to solve it, the overdraw function of credit card would be a goodhelper.

However, there are many people standing on the otherground. They figure out that credit card consumption has brought some seriousproblems in many aspects. Many people spend their money recklessly by usingcredit card. And what’s worse, those who can not control the desire to consumeand never make a plan to spend their money will overdraw the money immoderatelyand that will cause more and more family involve in financial crisis.

In my opinion, the both sides have some importantpoints. Therefore, as rational consumers, we should use credit card properly.On the one hand, we can utilize its advantages for the convenience of ourpayment. On the other hand, we should keep a rational mind when using it, incase we will suffer from it.

作文推荐 汉语广泛使用的原因The Reason Why Chinese Becomes Global Used【精】

We all know that English is accepted by an increasing number, but Chinese now is used by more and more people in the world. Do you know why? Maybe there are not many people have studied this problem. I have thought a long time for the answer. Now I have my answer come out.

我们都知道越来越多的人接受英语了，但是现在汉语在这个世界上也是越来越多的人使用。你知道为什么吗？也许很多人还没想过这个问题。我想了很久了。现在我有我自己的答案了。

First of all, population plays important role. China is a country with a large population. Not to mention its population is in an increasing tendency. Ignoring Chinese rapid development, though China is a developing country, its own people will speak Chinese for sure. Then the language is spoken by an unimaginable number people. It is its own advantage. Not like some small countries, they have to try hard to make themselves to be accepted and then struggle to widen the using number of their language.

首先，人口是很重要的一点。中国是一个人口大国。更不用说它的人口也是在增加趋势。忽视中国的迅速发展，虽然中国是发展中国家，但是中国人肯定是讲汉语的。这样的话这个语言会有无法估量的人在使用。这就是它的自身优势。不像一些小国家，他们要很努力使自己被接受来扩大使用语言的人数。

Secondly, development also couldn’t be ignored. With the right leading of Chinese leader, China has been developed quickly in the recently years. China has been accepted among the international world in the area of economic, culture, politics and so on. In another word, as Chinese comprehensive national strength has improved, the communication between international countries makes more and more foreigners want to learn Chinese to establish some friendly relationship with Chinese. This is also a force to be reckoned with.

其次，发展也不可忽视的。由于中国领导人的正确领导，中国已经在最近几年发展很快。中国的经济，文化，政治等在国际世界占有一定的地位。换句话说，随着中国综合国力的提高，国际间的交流让更多的外国人想学习来与中国建立友好关系。这也是一股不可忽视的力量。

In general, Chinese become more and more wildly used is a certainty for its own advantage and its effort.

一般来说，汉语越来越广泛使用是其自身优势和自身努力的结果。

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