学生使用信用卡 Credit Cards on Campus

伴随着社会的发展，我们总是会需要用到许多范文，范文可以运用到不同的场合，让我们来参考一些范文吧！你可以读一下小编整理的学生使用信用卡 Credit Cards on Campus，但愿对你的学习工作带来帮助。

Nowadays, credit cards have beenincreasingly popular on campus in that banks are growingly paying theirattention to students and laying out various policies to cater for students’need. People hold different views towards students’ owning credit cards. As faras I am concerned, it is necessary for students to keep credit cards.

如今，信用卡在校园中已经越来越流行了，因为银行越来越关注学生并制定各种政策来满足学生的需求。对于学生拥有信用卡人们有不同的看法。我觉得是有必要的。

There are reasons accounting for my view.For one thing, it is convenient for students to deal with various financialmatters. Students can use their credit cards to pay their tuition fees andother fares and that is safer than pocket a large sum of money go everywhere.For another, using credit cards is a good way to teach students to improvetheir ability in managing their money and form good habit in spending money.For instance, students who receive their pocket money at the beginning of themonth have to make a plan to spend their money before they consume with thecredit cards, so that they will not suffer from lacking of money at the end ofthe month. In addition, the overdrawing function of the credit cards provides achance for those students who cannot afford their tuition fees to continue toreceive their education.

我认为以下原因能支持我的观点。一方面，它便于学生处理各种财务问题。学生可以使用他们的信用卡来支付他们的学费和其他费用，这比装着一口袋的钱到处走要安全得多。另一方面，使用信用卡可以提高学生管理金钱的能力，并养成良好的花钱习惯。例如，在月初时学生得到的零花钱必须要在使用信用卡的之前制定计划，这样他们就不会在月底资金短缺。此外，信用卡的透支功能为那些无法交付学费的学生提供继续接受教育的机会。

Although some students overdrawtheir money from their credit cards to buy luxurious and unnecessary thingsthat will increase their family financial burden, I consider that theadvantages far outweigh its disadvantages.

虽然一些学生透支信用卡来购买会增加家庭经济负担的奢侈品和不必要的东西，但是我认为它的优点远远大于它的缺点。

Thus, I consider that it is necessary forstudents to use credit cards. Besides, they also should be taught to use itproperly and form a correct notion of consume.

因此，我认为学生使用信用卡是有必要的。此外，他们还应该得到教导如何正确使用信用卡，形成正确的消费观念。

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作文推荐 The Use of Credit Card 信用卡的使用【精】

As the development of the economy and the world becomes modern, before, the way people pay for stuff is to give money, but now, there are various ways to pay the bill. The most popular way is the credit card, people don’t need to bring so much money, they can pay as much as they want. Credit card is a good way to pay the bill while at the same time we need to take care of it.

随着经济的发展和世界变得现代化，以前，人们支付东西的方式现金，但是现在，买单的方式多样化。最熟欢迎的是信用卡，人们不用带很多的钱，可以话多少都行。信用卡是支付的好方式，同时我们也要小心。

Credit card brings convenience to people’s life. People can carry a little money and can buy what they want with the card, they don’t need to worry about being robbed. What’s more, if the credit card is lost, you can also feel safe, the one who takes away your card can’t take away the money, because he doesn’t own the password.

信用卡带给人们的生活带来了方便。人们可以带一点现金，用卡买他们想买的，他们也不用担心被抢劫。而且，如果卡丢了，你也不用担心，拿走你卡的人拿不走你的钱，因为他没有密码。

The one who uses credit card has the knowledge that he can use the money more than the card owns, so he can spend more than they actually have. But it is also a tempt, people need to pay off the money, if they can’t pay off in the certain term, they will get in trouble.

使用信用卡的人都知道他可以用超过卡的钱，因此他可以花的钱比实际上的多。但是这也是一个诱惑，人们需要还钱，如果他们无法在一定的时期内还清，他们会有麻烦。

Credit card is the product of civilization, it brings convenience while with tempt, we should take a measure when we use it.

信用卡是文明的产物，它带来了方便，也带来了诱惑，我们应该掂量着使用。

大学生英语作文:关于信用卡优缺点The Advantages and Disadvantages of Credit Card

Directions: For this part, you are allowed 30 minutes to write a short essay on the topic of Credit Cards. You should write at least 120 words following the outline given below in Chinese:

1. 越来越多的人使用信用卡， 信用卡有哪些好处

2. 信用卡的弊端

3. 你自己的观点

Credit Cards

信用卡

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

个人信用卡在中国变得越来越普遍。银行和其他金融机构都鼓励他们的客户改变买东西的方式。信用卡，称为“塑料钱”，正在提供非常良好的条件来鼓励改变。消费者将能够享受“先购买，后付款”，很多人认为这是一个优势。

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

但人们要小心。信用卡伴随危险。有些人发现很容易超过自己的预算。他们试图购买他们并不真正需要的商品，并迅速由于债务负担过重。信用卡往往收取较高的利率，这加剧了这些问题。

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

但是，理性的使用信用卡可以提高人们的生活质量。他们可以得到钱来付突然的，意料之外的费用。处理得当，它们可以让人们控制他们每月的支出和记录下他们的每个月所花的钱的报表。

点评：这是一篇议论文， 关于信用卡的利弊。可以分成三部分： 第一部分，信用卡的好处，比如说应急等；第二部分，信用卡的一些弊端，比如说鼓励一些无用的消费；第三部分：你自己的观点，理性使用。

大学生作文分享 About Credit 关于诚信（参考）

Today, with the development of Internet, many traditional ways of life have been changed, especially the way to pay for purchase. The record of credit occupies important role for everybody, and they need good credit to get loan, so as to start their business or buy a house. We have come to the age of credit.

今天，随着互联网的发展，许多传统的生活方式发生了改变，特别是购买方式。信用记录对每个人都有着非常重要的作用，他们需要良好的信贷来获得贷款，从而开始他们的生意或者买房子。我们已经到了信用时代。

There is a very classic example about the importance of credit. A Chinese man took the train in Europe. He found no one checked the ticket, so he just skipped the ticket. He thought he had saved the little money, but when he came to the bank and wanted to get the loan, he got rejected, because his record of credit showed he had skipped the ticket, which made him the unreliable man.

关于信用的重要性有一个很经典的例子。一名中国男子在欧洲乘坐火车时，发现没有人检查车票，所以他就逃票。他以为自己攒下了那一笔钱，但当他来到银行想要贷款时，却被拒绝了，因为他的信用记录显示他曾经逃票，这使他成了一个信用不好的人。

The record of credit is the main basis when people asked for loan. The banks consider the account of money they would borrow according to the credit, or the departments will check a person’s credit to see if they want to hire him. The age of credit asks for us to behave ourselves well, or we will live the tough life.

信用记录是人们申请贷款的主要依据。银行会根据他们的信用进行借款，或者有关部门会通过他们是否愿意雇用他来查看一个人的信用。信用时代要求我们表现良好，否则我们会过着艰苦的生活。

大学生英语作文:Campus Love 校园恋情（参考）

With the change of society, campus love has become acommon phenomenon. However, people have conflicting views on this phenomenon.And heated debates are right on their way.

Some people prefer to say that love will bring somebad influences to students’ study. They point out that those who fall in lovewill pay more attention to their relationship and they will lag behind instudy. Especially, when they are disappointed in a love affair, they would bein low spirit and have no willingness to learn any more. Therefore, campus loveshould not be encouraged. But others, in the contrary, claim that love is animpetus for their study. Love can bring some comfort and warmth to them. Forthis reason, they can get more power to learn. In addition, being crossed inlove is a chance for them to realize themselves and others clearer. And theybelieved that they will be more mature after that.

In my point of view, there is something in the firstview but the second view has more convincingness. Therefore, when we fall inlove, it would be better if we can deal with the relationship well between loveand study.

英语范文:My View on Credit Card Consumption【推荐】

Nowadays, credit card consumption has been a commonphenomenon in our lives. However, different people hold different views in itand heated debates are right on their way.

Some are in favor of the credit card consumption. Theypoint out the fact that credit card provides a convenient and safe way for ourconsumptions. They consider that using credit card to pay is more convenientand clean than pay by cash, which is as easy to lose and unclean. In addition,they argue that credit card can help a lot when we are meeting seriousfinancial trouble. For example, when we get involved in trouble and need lotsof money to solve it, the overdraw function of credit card would be a goodhelper.

However, there are many people standing on the otherground. They figure out that credit card consumption has brought some seriousproblems in many aspects. Many people spend their money recklessly by usingcredit card. And what’s worse, those who can not control the desire to consumeand never make a plan to spend their money will overdraw the money immoderatelyand that will cause more and more family involve in financial crisis.

In my opinion, the both sides have some importantpoints. Therefore, as rational consumers, we should use credit card properly.On the one hand, we can utilize its advantages for the convenience of ourpayment. On the other hand, we should keep a rational mind when using it, incase we will suffer from it.

My Campus Life 我的校园生活

Apart from the classes, there are manyactivities and organizations in the collage. I am active in my campus life.

除了上课，大学里还有好多活动和社团。我在校园生活里非常积极。

I have attended in several organizations,there is the painting and calligraphy associations, English club, climbing club,swimming group and so on. These organizations enrich my campus life. I mademany new friends with the same hobbies, we help each other to improve.

我参加了一些社团，有书画社、英语社、登山社、游泳队等等。这些社团丰富了我的校园生活。我交了很多志同道合的朋友，我们相互帮助共同提高。

In the first year of my collage, I joinedin a volunteer club. The mission of club is to help those people in need. The firstactivity I participated was to hold the charity sale to collect the money anddonation, then bring them to a primary school into deep mountains. The saleswas successful as most of the students supported this charity and donated themoney and study materials with kindness. On the weekend we brought all thedonations to the primary school, we saw the smile on children’ face, and alsosaw their poor study condition. I felt myself a heavy responsibility to makethe change of it. Since then, I would volunteer to be an English teacher inthat school every summer vacation, I also encouraged my friends to do somethingfor those children.

在我大学的第一年我参加了一个爱心社。爱心社的任务是帮助那些需要帮助的人。我参加的第一个活动便是举行一次义卖，然后筹集善款，送到山区里的一个小学。义卖非常成功，学生们都非常支持这样的善举，纷纷献爱情捐钱捐学习用品。周末的时候我们带上所有的物资去到那个小学，我们看到了孩子们脸上的笑容，也看到了他们糟糕的学习条件。我感到自己身上有着改变这里的重大的责任。从那以后，我每年暑假都会志愿去到那个学校当英语老师。我还鼓励朋友们也为那些孩子做些事情。

I think the experience of volunteeringmakes me realize that the philanthropy is important. I am willing to put myselfinto the charity career in the future.

我想这些做志愿者的经验让我认识到慈善事业的重要性。我也愿意将来投身到慈善事业中

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